KPM - Legal Discalimer

Legal Disclaimer

The information contained herein is intended to provide general guidelines on various subjects of interest. However, the application and effect of laws can vary depending upon the unique situation of each user. Consequently, the information should not be construed or used a legal, accounting, tax, investment or other professional advice or services. Each user is urged to consult a qualified professional who understands the user's particular factual situation before making any decision, and Kevin P. Martin & Associates disclaims any responsibility for any actions taken by users in their specific cases or for any misinterpretation on the part of the users.

THE INFORMATION IS PROVIDED "AS IS", AND KEVIN P. MARTIN AND ASSOCIATES MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES, INCLUDING WARRANTIES OF PERFORMANCE, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, REGARDING THIS INFORMATION. KEVIN P. MARTIN & ASSOCIATES DOES NOT GUARANTEE THE COMPLETENESS, ACCURACY OR TIMELINESS OF THIS INFORMATION.

YOUR USE OF THIS INFORMATION IS AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM THE USE OF THIS INFORMATION. KEVIN P. MARTIN & ASSOCIATES WILL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, WHETHER IN AN ACTION BASED UPON A STATUTE, CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION NEGLIGENCE) OR OTHERWISE, RELATING TO THE USE OF THIS INFORMATION.

Certain links on this site lead to information or resources maintained by third parties over whom Kevin P. Martin & Associates has no control. Consequently, Kevin P. Martin & Associates makes no express or implied warranties as to the accuracy or any other aspect of such information or resources.

To the extent any of the above is not fully enforceable for any reason, the remainder shall continue to apply.

The use of this information is for non-commercial, informational purposes only and any copy of such must contain this entire copyright notice.

We welcome your comments and inquires. Please write to us via electronic mail.

Copyright 1997 Kevin P. Martin & Associates. All rights reserved. No part of this site may be reproduced, recorded, transmitted or distributed in any form or by any means without the written consent of Kevin P. Martin & Associates.